LONG TERM CARE
Live past 100
Odds are you might live into your 80s, your 90s and potentially more than that.
When you reach your 100th birthday, (imagine the party!), the likelihood you’ll require long term medical care is really increased. Another possibility is permanent injury or illness which could also require long term care.
Nearly 70% of individuals turning age 65 will require long long term at some point in their lives. Many think the expression “long term care” is in refers to an insurance policy. While insurance may be part of your strategy, long-term care is a big umbrella. It can include everything from temporary income to home care to long-term services. It can also include help with legal, family, and social impacts along the way.
Long-term medical care is not usually covered by private medical insurance, by Medicare supplement plans or group / employer insurance. For seniors on Medicare, the long-term care benefits can be quite limited.
That is why over 10 million Americans have purchased long-term care insurance. We offer several LTC solutions including individual plans, asset-based long-term care, and life-insurance-based long-term care. We will work with you to find the best plan for your LTC needs.
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